Risk-Based Capitalisation
Develop capital frameworks that connect requirements directly to the risks the business takes.
A framework built around your actual risk profile, not a generic template.
Services
Risk-Based Capital Management
Capital frameworks, forward-looking solvency monitoring, capital policy and the ORSA.
Solvency Monitoring
Forward-looking solvency projections and sensitivities that surface capital pressures early.
See capital pressure building before it becomes a problem, not after.
Capital Policy
Set capital targets, buffers and triggers linking risk appetite to strategy.
Turns risk appetite into concrete numbers the board can act on.
ORSA: Own Risk and Solvency Assessment
Support the full ORSA lifecycle, from risk identification to board reporting.
One process, owned end to end, rather than handed between teams.
Asset-Liability Modelling
Model cash flow matching and matching adjustments across assets and liabilities to keep the balance sheet resilient under stress.
Stress-tested so the balance sheet holds when conditions don't.
Capital Allocation
Allocate capital across business lines on a risk-adjusted return basis, weighing diversification benefits against concentration risk.
Capital goes where it earns its keep, not where it's always gone.
