Services
Transaction analysis, portfolio valuation, and the redesign of actuarial, finance and risk processes.
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We provide the actuarial and financial analysis behind insurance M&A and strategic transactions: portfolio assessment, liability analysis, valuation, capital requirements, profitability analysis and transaction-impact modelling. The output is a clear read on the financial and risk characteristics of a target business, and on what alternative transaction structures would mean.
We assess the economic value of insurance portfolios using embedded value and related valuation methodologies. Projected future profits, required capital, the time value of money, guarantees, options and policyholder behaviour can each be brought in, supported by sensitivity and scenario analysis that shows what drives value and how resilient it is as conditions change.
We rebuild actuarial, finance and risk processes around financial modelling, automation and robust control design. Fragmented spreadsheets, manual reconciliations and workflows that resist audit give way to controlled, repeatable processes that automate calculations, reconciliations, validation checks, exception reporting and management information.
The gain is threefold: stronger data integrity, reduced operational risk, and experienced professionals spending their time on analysis, interpretation and decision-making rather than assembly.
